Short-Term Rental Insurance for vacation rentals.
Protection against guest damage.
Without deposit.
As annual insurance or per night. Available standalone or integrated directly into check-in.
Insurance vs. Traditional Deposit
More Coverage. No Conflicts.
Higher coverage limits and comprehensive protection for accidental and intentional damage — without disputes or awkward deposit discussions.
Fully Automated — Zero Hassle.
Insurance can be purchased by the guest during check-in or covered by the host.
Reliably protected, with Cleos Welt.
In cooperation with Cleos Welt, a digital insurance provider based in Hamburg. As part of the Uelzener insurance group, Cleos Welt combines digital solutions with more than 150 years of insurance experience.
Our benefits – fair and transparent
| Maximum coverage amount | € 5,000 | € 10,000 |
|---|---|---|
| Price per night (incl. insurance tax) | € 3.49 | € 4.49 |
Coverage (integral deductible €100) | Damage to furniture and inventory at replacement value | |
| Guest recourse | Only in case of intentional damage | |
| Additional coverage (up to) | ||
| Vandalism & theft up to € 5,000 | ||
| Pet damage up to € 2,500 | ||
| Loss of use up to € 150/day (max. 7 days) | ||
| Pest control, e.g. bed bugs up to € 1,500 | ||
Furniture & Buildings
We insure accidental and malicious damage to your property. Theft is also insured.
New for Old
We compensate based on replacement value.
Rental Loss
If an insured loss prevents you from renting, we reimburse lost rental income
Pet Damage
Our insurance also covers damage caused by guests' pets.
Cleaning
We cover the costs for additional cleaning to remove stains and smoke odors.
Art & Decorative
We protect all artwork or valuables used for decoration.
How our insurance compares
| Included in the insurance |  Stellar Insurance |  Airbnb AirCover |  Damage Programme | Home contents / inventory insurance |
|---|---|---|---|---|
| No guest liability for accidental damage | ||||
| Bookings through all channels (incl. direct bookings) | ||||
| Protection against rental loss for all bookings | ||||
| Protection against pet damage | ||||
| Damage during commercial rental |
Trusted by hosts and agencies
Over 100 partners and 4,000 properties rely on Stellar Trust
Contact Us
Questions about guest damage protection? Our expert team will personally advise you on insurance and deposits.